Unfortunately, you will not be able to go to your local bank and apply for a loan that requires little or no documentation. This type of loan is generally provided by small lenders who specialize in working with consumers who have difficul…

There are two main credit bureaus in Canada: Equifax TransUnion These are private companies that collect, store and report information about how you use your credit. Equifax or TransUnion collect information only from creditors regarding y…